Center Bank values your trust and respects your
expectation of privacy. As such, we are committed
to maintaining the confidentiality of your personal
financial information. This document outlines our
privacy policy for consumers who obtain services
from us, such as a deposit account, loan, or safe
deposit box.
Visitors to Our Web
Site.
Visitors to Our Web Site. Visitors to our web site
remain anonymous, unless they register for a service
or otherwise elect to disclose their identity to
us. Although we do not collect personally identifying
information about persons who simply visit our site,
we do collect certain limited information about
visitors, such as their IP address (a numeric address
assigned automatically to computers when they access
the Internet). We also may place “cookies” on a
computer to track a visitor’s use of our web site.
A cookie is a piece of data that is stored on your
hard drive. It takes up very little room on your
system and helps us to customize our site and make
its navigation easier for you. We sometimes use
cookies to help estimate the number of visitors
to our site and to determine which areas are the
most popular. Unless you register with us for a
service (such as our online banking service), the
cookie does not provide us with any personally identifying
information about you, such as your name or address.
Our Collection and
Use of Information About You.
We may collect nonpublic personal information about
you in order to understand your needs, administer
our business, process transactions, and provide
you with products and services. We obtain nonpublic
personal information about you from the following
sources:
Information we receive from you on applications
or other forms (such as your name,
address, social security number, assets
and income);
Information about your transactions with
us, our affiliates, or others (such as your
account balance, payment history, parties
to transactions, and credit usage); and
Information we receive from a consumer reporting
agency (such as your creditworthiness
and credit history).
Our Disclosure of Information.
We may disclose some of this information, such as
your name and address, to companies that perform
marketing and other services on our behalf (e.g.,
to companies that assist us with mailings). We also
may disclose all of the information described above
about your accounts and transactions:
Where it is necessary or helpful to effect,
process or confirm your transactions;
To verify the existence, history and condition
of your account for credit reporting agencies;
To comply with legal process, such as subpoenas
and court orders;
To law enforcement authorities if we believe
a crime has been committed;
If you give us your consent; and
As otherwise permitted by law.
We do not disclose nonpublic personal information
about our current or former customers to unaffiliated
third parties except as set forth in this policy.
Maintaining Accurate
Information.
We have procedures in place that help us to maintain
the accuracy of the personally identifiable information
that we collect. Please write to us at Center Bank,
Attn: Compliance Officer, 3435 Wilshire Blvd., Suite
700, Los Angeles, CA 90010 or call us at (213) 251-2222,
if you believe that our information about you is
incomplete, out-of-date, or incorrect. If you are
an online banking customer, visit our website at
www.centerbank.com to review and correct information
about yourself, such as a change in your name, address
or e-mail address.
Information Security.
We restrict access to nonpublic personal information
about you to those employees who have a need to
know such information (e.g., to process your transactions
or provide services to you). We maintain physical,
electronic, and procedural safeguards that comply
with federal standards to guard your nonpublic personal
information.
Links to Other Web
Sites.
Our web site may feature links to third party web
sites that offer goods, services or information.
Some of these sites may appear as windows-within-windows
at this site. When you click on one of these links,
you will be leaving our site and will no longer
be subject to this policy. We are not responsible
for the information collection practices of the
other web sites that you visit and urge you to review
their privacy policies before you provide them with
any personally identifiable information. Third party
sites may collect and use information about you
in a way that is different from this policy.
Services and Advertisements
by Third Parties.
Third parties may offer services from time to time
at our web site. If you provide them with information,
their use of that information will be subject to
their privacy policy, if any, and will not be subject
to this policy. If you accept third party goods
or services advertised at our web site, the third
party may be able to identify that you have a relationship
with us (e.g., if the offer was only made through
our site).
Minors.
We feel strongly about protecting the privacy of
children and teenagers. As such, we do not knowingly
collect personally identifiable information from
minors through our web site.
Illinois Residents.
This policy applies to business and consumer information
collected by Center Bank.
Changes to this Policy.
We may amend (add to, delete, or change) the terms
of this Privacy Policy from time to time by posting
a notice of the change (or an amended Privacy Policy)
at this website. If required by law, we will send
you a notice of the change. Your continued use of
our web site or any on-line service following notification
will constitute your agreement to the revised Policy.
Questions.
Questions. If you have any questions regarding this
Policy, you can call us at (213) 251-2222 or write
to us at Center Bank, Attn: Compliance Officer,
3435 Wilshire Blvd., Suite 700, Los Angeles, CA
90010.
